OFFSET ACCOUNTS: A BETTER WAY TO MANAGE YOUR MORTGAGE
If you want to repay your mortgage quickly and still have easy access to your additional repayments, an offset account may be worth using. An offset account is a transaction account that is linked to your home loan and the money you deposit in it offsets the loan balance before interest is calculated.
HIDDEN COSTS OF BUYING PROPERTY
We know that in order to purchase a house, we need to save for a deposit. But bear in mind, there are other expenses that you need to be aware of when purchasing a house.
SIX MONTHS OUT - HOW TO PREPARE FOR A STRESS-FREE FESTIVE SEASON!
To be honest, the yearly tradition of blaring carols and eating dozens of mince tarts is only a small guilty pleasure of mine at Christmas. To the masses, it is the yearly tradition to face impulses and financial decisions that continue to hold a not-so-jolly feeling, well into the new year.
BUDGETING 102: BUDGETING 102 STICKING TO YOUR BUDGET
Even the best budget can unravel if the right tools are not in place. Here we talk about how to stick to your budget.
BUDGETING 101: WORKING OUT YOUR INCOME AND EXPENDITURE
Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it's the crux of sound – and sustainable – financial management. In this article we look at how to ‘do the numbers’.
WHEN THINGS DON’T GO TO PLAN
If you’re experiencing financial difficulty – if you’ve taken some hard knocks – then you’ll know how quickly things can spiral. We look at five ways you can take charge.
HOW TO AVOID LATE PAYMENTS FEES
None of us like paying late payment fees on our credit cards. The good news is there are simple ways to avoid late or missed payments that we can share with you. Here are our tips to help you avoid missing a credit card payment and being charged a late payment fee.
KEYS TO DE-STRESSING A MORTGAGE
“Don't sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising.
MOVING INTO YOUR NEW RENTAL PROPERTY - CHECKLIST!
Whether you’re moving into a rental because you’re sick of living with your parents, your landlord is selling up or you simply want a change, shifting house can be exciting but also stressful at the same time.
FRUGAL FEBRUARY SAVING TIPS
During the month of February, we did Frugal February - changing our habits to save as much money as possible! After the hectic holiday season catching up with friends and family, our wallets typically feel as though they’re shrinking rather than growing.
GET YOUR HANDS ON A FREE BUDGET PLAN!
Did you know that the average Aussie wedding costs $65,000? Mind blown! This is supposed to be the most happiest time in a couple’s life, but the cost of having this special ceremony can quickly dampen the mood. To ensure you stay within budget and you’re not left with a massive bill at the end, we have a free wedding budget calculator for you to download.
BEFORE YOU BUY A NEW CAR, DO YOUR HOMEWORK FIRST!
When it comes to spending my money, my priorities are ridiculous. For example, I wouldn’t think twice about purchasing a brand-new outfit (for every occasion, every weekend) or getting a spray tan.
THE SECRETS OF A SUCCESSFUL SAVER
Everyone saves money differently. Some set aside a percentage of their pay regularly, others use lump sums from bonuses or tax refunds.