Ambleside newsletter

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A WORD FROM JAMES
Welcome to our autumn newsletter. First I would like to welcome Ros to the office, who started as our Administration Officer at the start of this year. Previous to Ros, Brooke worked in this role and last week we had a visit from Brooke and her three-week old baby boy Huey. They are both doing very well. Read more

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MARKET UPDATE
The ASX200 index is currently at 6740 and continuing to recover from the COVID crisis. It was 12 months ago that we were in the grip of the COVID market crash, with the market losing 39% between 20th February and 23rd March 2020, where it bottomed out at 4,402. Read more

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MLC SALE UPDATE
National Australia Bank is progressing with its sale of MLC to listed company IOOF. In the aftermath of the Hayne banking royal commission released in 2019; Commonwealth Bank, Westpac, National Australia Bank and ANZ have all announced to varying extents, their withdrawal from providing financial advice and investment management. They point to rising regulatory costs and dwindling profit margins. Read more

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SUPPLEMENT PAYMENT
In response to the COVID-19 pandemic, some Centrelink benefits, for example, Jobseeker has been receiving a temporary COVID-19 Supplement on top of the normal payment. Read more

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LAWN BOWLS CORPORATE CUP!
During the month of February, we participated in the Corporate Bowls competition down at the Warrnambool Lawn Tennis Bowls Club. Although the tournament was cut short, due to COVID-19 restrictions, we still got a few good bowls in! Big thanks to Marian and Rob for helping to organise the event each week, it was great fun!

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MLC FEE REVIEWS
As part of the Banking Royal Commission, there were many instances identified across the industry of clients not being charged with the correct fees. This problem extends back over the last 15 years and includes clients who were charged a fee but received no service; clients who left their adviser but were continued to be charged a fee; and clients who passed away and were continued to be charged a fee.
Read more.

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PET INSURANCE, IS IT WORTH IT?
Most of us have a furry friend in our life and one question we are getting asked at the moment is, “is pet insurance worth it?”. We run through some facts below to help you make up your mind. Read more.

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HOW TO PRACTISE MINDFULNESS
The busy and uncertain world we live in, can bring about stress and anxiety, so it is important we all look after ourselves, both physically and mentally. When you are feeling distracted, practising mindfulness is a great way to improve your headspace. Here are a few tips to help you practise mindfulness and move towards a healthier headspace. Read more



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ROS’ ROAST VEGETABLE FRITTATA
Ros has a delicious roast vegetable frittata, to be enjoyed for brunch, lunch or dinner! Click here to view.